A “glitch.”
That’s what TikTok called it.

What it actually was: fraud, identity theft, destroyed credit, and felony-level consequences.

In this episode of Are You Smarter Than A Libertarian, Jeff dismantles the viral Klarna myth and explains why Buy Now, Pay Later doesn’t mean Buy Now, Disappear. From dark web identity schemes to quiet financial retaliation, this episode is a masterclass in why personal responsibility still exists.

Free money isn’t real.
Consequences are.

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#smarterthanalibertarian #financialliteracy #truecrimeadjacent #culturecommentary #podcast