In this episode of Opportunity Chats, we sit down with Tim Whiting, Founder of Timothy James & Partners — a London-based financial firm built purely on culture, trust, and referrals.Tim shares how he grew a 30-year business without advertising, why “culture is the foundation of everything,” and what it really takes to build a company that lasts.🔑 Key topics in this episode: • Why culture matters more than strategy • Building a 100% referral-only business • The Lily Pad Theory (how to make bold career moves) • The truth about self-employment vs employment • How creatives & freelancers should plan for the future • Why long-term relationships beat short-term sales • How to build a business you can eventually sell🎙️ Hosted by Nathan🚀 Taking Opportunity Chats to a new level🔔 Subscribe for more conversations with CEOs, founders & industry leaders