Whether you call it wellbeing, wellness or happiness, your relationship with money is an important factor in achieving a high level of satisfaction in life.

The aspirational goals of financial wellbeing are reaching a state of financial security and freedom of choice. The practical actions you need to take to get there involve financial control. Specifically maintaining a thoughtful spending budget, making sure you have enough cash for emergencies and saving for retirement allow you to focus on the more meaningful aspects of your life.