
Sticking to a budget can be hard. If you have quite a bit of debt and it will take a while to pay it off. 



You will have times when it’s harder to stick to your budget, you might even consider giving up on budgeting.






I know at the beginning of the year it’s easy to get excited about all you can accomplish financially through the year but when you hit about mid year all the excitement has worn off.



This is when you need to find a way to re-energize your resolve to stick to your budget.



If your resolve to stick to your budget is wearing thin these 5 tips in today Frugal Family Home Podcast can help.





5 Tips to Energize Your Resolve to Stick to a Budget





5 Tips to Energize Your Resolve to Stick to a Budget

This is the podcast for Frugal Family Home by Shelly Olson

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Why grocery shop for groceries in person when online grocery shopping is so very easy. But you’re on a budget? No problem these 4 tips can help you save money when you grocery shop online. I use them each time I shop to save and they can help you too.

FFH054: 4 Easy Ways to Save Money while Online Grocery Shopping

If you want to get started freezer cooking then this podcast is for you. It has the 5 must have tools you need to get your freezer cooking off to a great success.

5 Must Have Tools for Freezer Cooking Success


We have come to the end of 2020. And boy I’m glad it’s almost over. It’s been quite a year. If you feel you are stuck in a perpetual bad day these tips can help. 







The new year comes with the promise of a new fresh start. After the year we just had, I’m sure you are ready for a fresh start. 



To make that fresh start you need to change your thinking. Especially if you’ve been caught in a rut of stress and anxiety over this past year. 



I hoping this podcast can give you a few ways to turn your thinking around to get ready to embrace the new year and beyond.







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Show Notes



Let’s face it 2020 started out with a lot of promise. But in a few months everything changed and it all went downhill from there. 



It was easy to fall into survival mode and barely get by for weeks or months on end. And living like that is no fun at all. 



After this year you may just be hoping for a better year, a more stable year and I hear you. I’m looking forward to it too. 



And there are a few things you can do and think about to get to that place of peace and stability again. Changing your mindset is the first step in making change. 



How to Change Your Mindset



These 5 small steps can help you change your mindset and make the new year the best year. And after a year like this year, we all need a fresh start. 



 Stop Dwelling on the Bad



It’s easy to get stuck in a rut with our thoughts. Each day comes with a new promise. You wake up with hope and excitement and then the day starts. 



And the thoughts start. Racing in your mind. And let’s be truthful those thoughts aren’t usually happy thoughts about how great the day will be.



They are usually thoughts of all you have to do. All you needed to do yesterday and everything that could go wrong.



When those thoughts well up in your mind, it’s time to turn them off. And to do that can be as simple as turning around those thoughts in a positive way. 



Instead of saying, I have so much to do today, I’ll never get it done. 



Try saying, Wow I have a lot to do, I wonder how much I can get done. 



Spinning those negatively phrased thoughts around can make a big difference in how we feel. And what we can accomplish.



Find Stability Where You Can



When it seems the whole world is upside down. Take refuge in traditions. Make a special meal that reminds you of family. 



Get on the phone and actually talk to people. Texting is fine but when you are feeling isolated, actually hearing a persons voice can make a huge difference.



Or if you are able get on a video call with friends. It’s not the same as being with them but it’s nice to be able to see their faces and hear their voices and share about everyday things. 



As boring as that can be. The boring normal things can help bring a sense of stability. 



Give Yourself Permission to Grieve



I know it may seem weird to grieve about the loss of a year to a pandemic. But you need to acknowledge this year was hard. 



It was unlike anything you’ve experienced. And so many things had to change. You had to let go of so much. 


Change Your Thinking for a Better New Year

We all could use a few more hours in the day but we know that isn’t going to happen. But when you make the most of the time you have you can get more done, or at least the important things done with these 4 simple steps.

FFH051:How to Maximize your Time in the Day In 4 Simple Steps

If your holiday season is usually full of stress and constantly running from tasks to task, this podcast is for you. Make your holiday season less stressful and more joyful. It’s can be done if you start now and these 14 tips can help make this holiday season your most peaceful one yet, with less stress and more rest.

5 Tips to Energize Your Resolve to Stick to a Budget

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