In today's episode of the Early Retirement Podcast, Ari discusses seven tips to optimize your money (save money) before year-end.

Get your FREE 2023 Tax Guide here! Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).

Create Your Custom Strategy To Retire Early Let's Connect!WebsiteYouTubeLinkedInENJOYED THE SHOW? Don't miss out on any episode by subscribing to Apple Podcasts, Stitcher, Spotify, or Google Play. Have a question you want to be answered on a future episode? Please submit your questions here. Create Your Custom Early Retirement Strategy Here

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Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

7 Tips To Optimize Your Money Before Year-End (Checklist)

Ari Taublieb is a CERTIFIED FINANCIAL PLANNER™ and Vice President of Root Financial Partners. Ari Taublieb, CFP®, MBA specializes in helping people navigate an early retirement. I get it...retirement sounds overwhelming (an early retirement may sound particularly overwhelming)! Does it just feel like there's so much to consider and you just want to make sure you're doing everything you can to set yourself up right? If I may ask...why do YOU want to retire early? Do you want to travel? Have you just had enough of work? Do you want to spend more time with family (or on hobbies you've been putting off)? I created this podcast to help you know when work is now optional because you have a financial strategy that tells you when you can retire. You will learn all the investing tips in this financial podcast to set up the right portfolio for your goals. You may love what you do - and if that's you, great! I'm not saying stop working. But, I am saying, wouldn't it be nice to know when you didn't HAVE to work any more? When you would only go to work because you enjoyed it (crazy concept, I know). This is the ultimate retirement podcast (specifically, early retirement!). Retiring early, also known simply as "financial freedom", is having the ability to do what you care most about, MORE!I don't want you to work unless you ENJOY it (finances aside, for just a moment)! My goal of this podcast is to give you all the tips and strategies so you can retire EARLY. Retirement planning, investing, personal finance, tax strategy, and you'll hear case studies from my clients and exactly how I've helped them navigate the transition into retirement. What are the right investment accounts to have in retirement? I want retirement planning to be simple for you so that you can retire early and maximize your retirement goals. Become a retiree and enjoy everything you've been waiting for your whole life (and start practicing retirement today)! I release new episodes every Monday with all the strategies (you'll learn that I love examples) so you can maximize your return on life (we use money to do this).

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Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Is your financial advisor truly meeting your needs, or is it time for a change? In this episode, we tackle the tough decision of when to fire your financial advisor. Learn from personal stories, including my parents' own experiences with suboptimal guidance, and uncover the critical factors you need to consider—like expert tax planning and specialized early retirement strategies. We also break down the logistics of transferring your assets smoothly and emphasize why lining up a new advisor before making any changes is crucial. Spotting red flags, such as an advisor who never asks for your tax return, is just one of the practical tips we share to help you make an informed decision.

Understanding the key differences between tax preparers and financial advisors is essential for your financial strategy. We'll discuss why integrated tax planning is a must and explore the importance of a clear succession plan for your advisor to ensure continuity and trust. Long-term relationships and manageable client loads are vital for sustained success, and we highlight these aspects in our conversation. Finally, we dive into the value of detailed financial planning for retirement and the necessity of fee transparency, demonstrating how justified fees can boost your confidence in your retirement plan. If you're contemplating a change or just seeking better financial advice, this episode is packed with insights to guide your journey.

 Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here  

Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Here’s How To Determine If You Should Keep Or Break Up With Your Advisor

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here (NEW) - Make sure to use code "FIRST25" which lasts until Wednesday.  

Ari Taublieb, CFP ®, MBA  is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Ever wondered why your neighbor's retirement plan looks so different from yours, despite having a similar income? It's because there's no universal strategy for asset allocation in retirement, and we're here to unravel the mysteries behind personalizing your financial future. This episode is filled with insights and anecdotes, including the tale of an 83-year-old who teaches us that pensions, social security, and other income sources can significantly influence how we manage our investments. From the debate over the traditional 60/40 equity-to-bond split to the savvy placement of assets for tax efficiency, we're guiding you through a financial landscape where "one size fits all" simply doesn't cut it.

Strap in as we navigate the twisting roads of retirement accounts, tackling the myths surrounding Required Minimum Distributions and uncovering why embracing growth—in spite of higher taxes—can be a boon for your golden years. The conversation gets personal as we discuss the varying levels of comfort with investment risk and how it shapes our approach to work, life, and happiness post-retirement. I'm thrilled to share stories from our clients that bring to light the bespoke nature of financial planning. Join us for an episode that's as much about heart as it is about numbers, where we share the commitment of our firm to provide individualized advice, free from the constraints of one-size-fits-all financial institutions. Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here  

Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

How To Create An Anti-Cookie Cutter Investment Portfolio

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Ready to redefine the concept of retirement? My latest broadcast delves into the exhilarating world of early retirement planning, promising a treasure trove of strategies for seizing control over your work life — before the traditional retirement age calls your name. You’ll be introduced to the Early Retirement Academy, a beacon of hope for those aiming to navigate the financial seas with confidence, all set to cast off its ropes on June 1st. Through the tale of a savvy investor, discover how a blend of shrewd investments and an eye on retirement spending can dramatically alter your golden years' landscape.

Then, join me as we traverse the personal journey of a 50-year-old with a million-dollar nest egg, facing the crossroads of financial security and life's joys. This narrative isn’t just about numbers; it’s a profound look at work-life recalibration, weighing the merits of a stress-reduced paycheck against the conventional rat race. Spoiler alert: Peace of mind might just be worth more than a bulging bank account. As we wrap up, I extend my heartfelt thanks to you, my dedicated audience, for your unwavering support. Your participation fuels this financial odyssey, and I eagerly anticipate our continued weekly rendezvous on the airwaves. Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here  

Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

How Much Should I Be Saving To Retire Early?

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Flowchart on Inheriting Accounts (mentioned in episode)

Navigate the financial maze of inheritance with me as we uncover the vital steps to securing your legacy without drowning in taxes. A revealing tale from my practice showcases the weighty decisions faced by those expecting wealth transfers, and sets the stage for a thorough exploration of the tax implications that come with different types of accounts. 

We address the rules that dictate non-spousal IRA inheritances, including the critical 10-year rule for non-eligible designated beneficiaries, and discuss the nuances of brokerage account benefits like a step-up in basis. Wrapping up, I invite you to take part in shaping our community's future episodes—your questions are the fuel that drives our journey to early retirement, so let your curiosity lead the way.

 Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here  

Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

A Complete Guide To Inheriting Money (Tax Planning)

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Ready to redefine your golden years and gain the freedom to live on your own terms? Join me, Ari Taublieb, a certified financial planner and your guide through the intricacies of early retirement. This episode of the Early Retirement Podcast is a treasure trove of insights, providing a checklist for assessing your readiness to retire early. It's not just about having enough money; it's about envisioning your life's next chapter. We'll discuss the allure of balancing work and leisure, and whether a four-day workweek might be a more fitting transition for you. Plus, I respond to a listener's request for stories from those who've already taken the plunge, offering a candid look at both triumphs and challenges.

Gone are the days of blindly following the 4% rule—your retirement plan should be as unique as you are. I dissect the myths and provide a tailored strategy for determining the best time to retire. You'll learn about the withdrawal test, a critical tool for evaluating financial resilience. Transparency is key, and you'll hear how some may benefit from extending their careers to ensure a comfortable retirement. I'm not afraid to share the tough advice when it's warranted, and this episode doesn't shy away from the hard truths about achieving your dream retirement.

Beyond the numbers lies the heart of retirement—finding joy and purpose in your newfound freedom. I introduce the 'post-career purpose finder,' a concept essential for a fulfilling retirement journey. Listen in as I shine a light on common pitfalls and highlight the necessity of a holistic financial plan that encompasses more than just savings. Future episodes promise to delve deeper into topics like long-term care and life expectancy, ensuring you're equipped with the knowledge to make informed decisions. And as always, your questions fuel this podcast, so keep them coming and connect with a community committed to navigating the path to financial independence together. Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here  

Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

7 Tips To Optimize Your Money Before Year-End (Checklist)

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