Cathy Manso, Fia Van Den Bogert, Tom Davis, Anna Lewis, William Coles and Alex Lewczuk discuss ancient LIncolnshire trees and the avoidance of fraud with Liz Ziegler of Lloyds before Alan Stevens reveals some fantastic freebies from www.kaldorcity.com , CEO of the UN Refugee agency Emma Cherniavsky explores ways to educate folk about migrants, Phil Leirness provides his annual Thanksgiving from Los Angeles, and Emma Kenny and Alice Beer discuss happiness and savings.