James, a bondservant of God and of the Lord Jesus Christ.  To the twelve [Hebrew] tribes [scattered abroad among the Gentiles] in the dispersion: Greetings (rejoice)! Consider it nothing but joy, my brothers and sisters, whenever you fall into various trials.  Be assured that the testing of your faith [through experience] produces endurance [leading to spiritual maturity, and inner peace].  And let endurance have its perfect result and do a thorough work, so that you may be perfect and completely developed [in your faith], lacking in nothing.  James 1:1-4