Texters want to know what makes BECU different from other banks. Lowest debt balance or highest interest rate first. A texter has grandparents who wants to invest in their grandkids future, where should they put their money? A texter is about to receive 2 years of back pay and wants to know what to do with the money. BJ wants to know if people should invest in CD’s. Todd shares his thoughts on house buying and interest rates.