Like anything else that’s worth doing, starting is the hard part. Saving money is no different. It’s like digging a hole.

Over the last couple of weeks, we have discussed why it’s critical to save money to keep your business afloat and how having a tool for that can help you figure out how much to save and what you’re saving it for. The Savings Transfer Sheet is like any other tool: it doesn’t do you a bit of good if you don’t actually use it.