Sign up to save your podcasts
Or
Share Top 10 Auto Insurance Hacks for Maryland Part 3 of 4
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
Top 10 Auto Insurance Hacks for Maryland Part 3 of 4
Bundle Your Policies to Unlock Big Savings
One of the most overlooked auto insurance hacks is bundling your policies under one provider. Many Maryland drivers miss out on this opportunity to save, especially when their homeowners or renters policies are managed separately. Whether you own a home or rent, consolidating your policies can result in discounts of 10% or more across the board. Even renters can benefit—often getting a discount that exceeds the actual cost of a renters policy, making it essentially free.
Specialty Vehicles Need Special Attention
While bundling is generally beneficial, there are exceptions. Specialty vehicles like motorcycles, RVs, or classic cars may require a different provider for optimal coverage and pricing. That said, some companies can handle both general and specialty vehicles effectively. It’s worth investigating to avoid missing out on potential savings without compromising coverage.
Know What You’re Buying
Understanding your coverage types is essential. Many people purchase policies online or through a 1-800 number and never get an explanation of what their insurance actually includes. Working with a live, local agent—or taking advantage of Bowers Law’s free insurance review—can help you learn exactly how your coverage works in various scenarios. This ensures you’re not left underinsured or surprised at claim time.
Don’t Be Afraid to Ask for More
Higher coverage limits don’t always mean a significantly higher premium. In fact, increasing your liability or uninsured motorist coverage can sometimes lead to lower overall costs. Insurance companies see these requests as indicators that you’re a low-risk customer. Joe has even seen cases where switching companies and increasing coverage fivefold actually saved clients money.
Top 2 Tips Coming Next Week
Only two tips remain on Joe Bowers’ top 10 insurance hacks list—and they’re the biggest ones yet. Be sure to check back next week for final insights that could make a real difference in your policy’s quality and cost.
Top 10 Auto Insurance Hacks for Maryland Part 3 of 4
Still have questions about bundling, policy coverage, or increasing your limits? Attorney Joe Bowers offers free insurance policy reviews—no strings attached. Whether you’re a client or not, he’s happy to review your documents and help you optimize your coverage. Contact us today to get started.
The post Top 10 Auto Insurance Hacks for Maryland Part 3 of 4 first appeared on Bowers Law.
View all episodes
By JoBeth BowersBundle Your Policies to Unlock Big Savings
One of the most overlooked auto insurance hacks is bundling your policies under one provider. Many Maryland drivers miss out on this opportunity to save, especially when their homeowners or renters policies are managed separately. Whether you own a home or rent, consolidating your policies can result in discounts of 10% or more across the board. Even renters can benefit—often getting a discount that exceeds the actual cost of a renters policy, making it essentially free.
Specialty Vehicles Need Special Attention
While bundling is generally beneficial, there are exceptions. Specialty vehicles like motorcycles, RVs, or classic cars may require a different provider for optimal coverage and pricing. That said, some companies can handle both general and specialty vehicles effectively. It’s worth investigating to avoid missing out on potential savings without compromising coverage.
Know What You’re Buying
Understanding your coverage types is essential. Many people purchase policies online or through a 1-800 number and never get an explanation of what their insurance actually includes. Working with a live, local agent—or taking advantage of Bowers Law’s free insurance review—can help you learn exactly how your coverage works in various scenarios. This ensures you’re not left underinsured or surprised at claim time.
Don’t Be Afraid to Ask for More
Higher coverage limits don’t always mean a significantly higher premium. In fact, increasing your liability or uninsured motorist coverage can sometimes lead to lower overall costs. Insurance companies see these requests as indicators that you’re a low-risk customer. Joe has even seen cases where switching companies and increasing coverage fivefold actually saved clients money.
Top 2 Tips Coming Next Week
Only two tips remain on Joe Bowers’ top 10 insurance hacks list—and they’re the biggest ones yet. Be sure to check back next week for final insights that could make a real difference in your policy’s quality and cost.
Top 10 Auto Insurance Hacks for Maryland Part 3 of 4
Still have questions about bundling, policy coverage, or increasing your limits? Attorney Joe Bowers offers free insurance policy reviews—no strings attached. Whether you’re a client or not, he’s happy to review your documents and help you optimize your coverage. Contact us today to get started.
The post Top 10 Auto Insurance Hacks for Maryland Part 3 of 4 first appeared on Bowers Law.