n this solo episode, Darrin shares his top recommendations for credit cards designed for people with credit scores under 700. He explains the difference between secured and unsecured credit cards, and why choosing the right one can make all the difference when starting or rebuilding credit.

He reviews five beginner-friendly cards — including Discover It, Capital One Quicksilver, Bank of America Cash Rewards, Patelco Points Rewards, and the Bilt Mastercard — and breaks down their perks, advantages, and who they’re best for.