We've heard disturbing news recently: one of our main competitors is telling their Loan Officers to place people in FHA loans with the promise of a refinance 6 months later. Not only is this unethical, it may be illegal loan churning! Watch On Facebook Why the housing market is slumping despite a booming economy? Barry and Zach were live with their thoughts and analysis. Remember, if you want your mortgage done the "Townstone Way", you need to call Townstone. 312-896-2100 or fill out a free consultation at Townstone.com.