In this episode, we host Atze Faas to discuss his extensive experience in the payments industry, his current role at EuroCommerce and his views about retail payments from the merchant's perspective. He emphasizes the importance of the digital euro in reducing payment costs and enhancing European autonomy. The discussion also covers the complexities of payment systems, the implications of surcharging, and the need for merchants to understand payment costs better. He advocates for a stronger merchant voice in the payments landscape and highlights the necessity for interoperability among payment systems to facilitate smoother transactions.