In this episode, we are discussing the Verification of Payee (VOP) concept, which has been mandated by the new Instant Payments Regulation, with our expert guest Frans C. Van Beers, who has been leading the EPC's creation and implementation of a corresponding scheme that is about to go live across Europe. We explore the purpose of VOP, some experience from the Netherlands and the UK, user experience challenges, the role of the EPC and that of Routing & Verification Mechanisms (RVM), regulatory influences, and future developments in this area.