In this episode of The Payments Trilogue, Michael Salmony, Ralf Ohlhausen, and Gijs Boudewijn discuss the evolution and significance of instant payments in Europe. They explore the regulatory landscape, the impact on FinTech, and the challenges and opportunities in B2B payments. The conversation highlights the need for collaboration among stakeholders and the implications of new regulations on the payments industry. The episode concludes with reflections on the future of instant payments and the importance of working together for mutual benefit.