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All the debt has been identified now it time to start tracking all income and spending. Knowing how much money is in the checking account and monies owe is important to reducing debt. Emergency fund in detail how to setup different savings categories for uses as needed.

Article Link:
https://www.wellsfargo.com/financial-education/basic-finances/manage-money/cashflow-savings/track-spending/

https://financebuzz.com/how-to-track-spending By Taylor Medine

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