In this episode, we shift to a different kind of currency: time. Time banking turns an hour of your skill—cooking, rides, repairs, or tutoring—into credits you can spend on services you need. It’s old-school barter updated for the digital world, and it’s gaining steam as communities look for ways to stretch budgets, care for elders, and keep local value circulating when cash is tight. We share examples, platforms, and pitfalls, plus explain why mutual accountability is the feature, not a bug.