What if your 401(k) came with a fire pit and a lake view?

On Second Home First, host Katie Cline flips the script on traditional homeownership. After years of believing buying a home in New York City was impossible, Katie bought her “second home” first—a vacation property that not only became a personal retreat but also a profitable short-term rental.

Each week, Katie shares strategies, insights, and real-life examples to help listeners take action. Episodes fall into three categories:

• Real Stories: Guests share their journeys, challenges, and lessons learned from buying a second home first.

• Expert Advice: Specialists—from mortgage lenders and real estate agents, to designers and property managers—offer unfiltered guidance to help listeners make smart decisions.

• Deep Dives: Katie walks through her exact process for finding, furnishing, and financing now 3 vacation homes, providing actionable steps to evaluate potential properties and maximize results.

If you thought owning any home, let alone a second one, was out of reach, this is the show is for you.

This is Second Home First.

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