Phill Balding is a data analyst and Bicycle enthusiast. We speak about the housing crisis and its possible solutions, how transport systems effect economies and much more.

You can visit our website here: www.moneysaverhomeloans.com.au/

Your instagram pages: @fandpsurvivalguide  @moneysaverhomeloans

The content discussed in this episode is general in nature, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.