Welcome to The Financial Technology Report, a leading information source on financial technology companies and solutions.

In this episode, we speak with Graham McClelland, CEO of Gen H, a fintech mortgage lender working to expand access to homeownership in the UK. Gen H focuses on buyers whose situations require more nuanced evaluation—including blended income, contract-based work, and small-business ownership—and has built its platform to assess these cases with greater precision. The company also offers deposit and affordability support designed to help customers reach homes that fit their circumstances.

Graham joined Gen H after senior roles at Merrill Lynch, Goldman Sachs, and Morgan Stanley. Today he leads the company’s scale-up efforts, capital strategy, and the continued development of its lending model.

I am your host, RJ Lumba. We hope you enjoy the show. If you like the episode, click to follow.