Down payment assistance programs are no longer a "nice to have"; they're essential to expanding access to homeownership. In this episode, Joan B. Goode, President of Canopy MLS, sits down with Rob Chrane, CEO of Down Payment Resource, to explore how these programs are reshaping affordability. They discuss the cost of not using available assistance, how opportunity is lost or delayed for buyers, and how AI and data-driven tools are making it easier than ever to connect clients with resources that can get them to the closing table.