TRAP: The Real Adviser Podcast

By Alan Smith; Andy Hart; Carl Widger; Nick Lincoln

What's TRAP: The Real Adviser Podcast about?

Four business-owning entrepreneurial knuckleheads chew the fat on the sometimes murky, always quirky, world of UK and Irish personal finance.

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TRAP: The Real Adviser Podcast episodes:

06.20.2024
47 - Of Tournaments And Trophies: The Awards Industry
In this latest pile of TRAP, the Trap Pack discussTopical issues, including Storyteller’s Munich Massacre, useful online calculators, ATR questionnaires for three year olds (!), MPs and double standards (!), nomination of beneficiary woes, Vanguard TRAP seminar feedback, Ade Edmondson...
06.06.2024
46 - Politics - Do You or Don't You?
In this latest pile of TRAP, the Trap Pack discussTopical issues, including BTC ETFs coming here, insurance payouts from Royal London, SPIVA Persistence, Bank of Ireland saving rate rises, pension dashboard (really dull), Canada Pension Plan active follies, Abrdn price...
05.23.2024
45 - TRAP Live!
TRAP Live! This is a TRAP episode recorded on 9th May 2024 in front of 140 adoring TRAPists at Lola's, the louche, loose, slightly dangerous bar in the underground caverns of the world-famous London Hippodrome casino. Our sources confirm that this is...
05.09.2024
Today's The Day!
So today is TRAP Live, and we can't put out a show. Fear not, TRAPists, the live show is being recorded and will come out in two weeks, on 23rd May, Episode 45. For the moment, here's a compilation of bits...
04.25.2024
44 - Bricks and Torture
In this latest pile of TRAP, the Trap Pack discussTopical issues, including the imminent TRAP Live event, superb service, FCA fee review update, Ultra’s new book (yes, really), Voice’s “planning” week, more Irish investment fraudMeat and Potatoes: Bricks and TortureQuestions...
04.11.2024
43 - The One About AI (Alan's Infatuation)
TRAP LIVE IS HAPPENING ON 9th MAY 2024. BUY TICKETS HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discussTopical issues, including Paddy Andrews Métis Norway appt, US$90 trillion to move between generations, surge meeting review, SPIVA S&P;...
03.28.2024
42 - Clients or Customers?
TRAP LIVE IS HAPPENING ON 9th MAY 2024. BUY TICKETS HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discussTopical issues, including Finish fables, JISA joys, Leffler love, cheap online tax-returns, total returns mean dividends, FCA thematic review...
03.14.2024
41 - SJP et al: Big Brands, Big Challenges
TRAP LIVE IS HAPPENING ON 9th MAY 2024. BUY TICKETS HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss - Topical issues, including Artic Rambles, Bitcoin yawns, Irish Banks, double-dipping, British ISAs, good PR firms, Best Buy lists - Meat...
02.29.2024
40 - You're Fired!
TRAP LIVE IS HAPPENING ON 9th MAY 2024. BUY TICKETS HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discussTopical issues, including Meta declaring its first dividend, update on TRAP Live, another FIRE story, Lombard Loans, Nikkei back...
02.15.2024
39 - The Wealth Transfer - Hype or Real?
TRAP LIVE IS HAPPENING ON 9th MAY 2024. BUY TICKETS HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discuss - Topical issues, including TRAP Live announcement, scams, the Irish FPSB, accountants and pensions and misconceptions, Irish consolidation, retirement living...
02.01.2024
38 - Investment Fundamentals 101
TRAP LIVE IS HAPPENING ON 9th MAY 2024. REGISTER YOUR INTEREST HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discussTopical issues, including Transact price reductions, disastrous Lifestyling consequences, Métis Annual Planning Day, US$6TN in cash, Financial Planning...
01.18.2024
37 - ABL - Always Be Learning
TRAP LIVE IS HAPPENING ON 9th MAY 2024. REGISTER YOUR INTEREST HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discussTopical issues, including Irish salary sacrifice, Ray Trapani interview with Storyteller and BitCoin ETFs, NextGen and Verve adviser...
01.04.2024
36 - Three Wins, Two Lessons, One Goal
TRAP LIVE IS HAPPENING ON 9th MAY 2024. REGISTER YOUR INTEREST HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discussTopical issues, including a clash over FIRE, Morgan Stanley’s woeful 2023 prediction, the follies of mis-asset allocation, BitCoinMeat...
12.21.2023
35 - Crushing Content Creation
TRAP LIVE IS HAPPENING ON 9th MAY 2024. REGISTER YOUR INTEREST HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discussTopical issues, including a Royal London/Lang Cat report on value, the strong market close to 2024, some boring...
12.07.2023
34 - Centres of Influence
TRAP LIVE IS HAPPENING ON 9th MAY 2024. REGISTER YOUR INTEREST HERE: www.therealadviserpodcast.com In this latest pile of TRAP, the Trap Pack discussTopical issues, including the passing of Bill Vasilieff and Charlie Munger, Sunday Times on Value Assessments, Paul Lewis...
11.23.2023
33 - Revolutionise Your Referrals
In this latest pile of TRAP, the Trap Pack discussTopical issues, including a recap of HUM, hitting 500 YT subscribers, final call for the Irish Ideas Exchange, Consumer Duty updates, planning for 2024Meat and Potatoes: Revolutionise Your Referrals - Marketing...
11.09.2023
32 - The FINAL Exit Strategy
In this latest pile of TRAP, the Trap Pack discussTopical issues, including the rise and fall of Open Money, Vanguard leaving China, Irish Ideas Exchange, are we talking about events in the Middle East with affected clients, new Brett Davidson...
10.26.2023
31 - Taking THAT Fork In The Road
In this latest pile of TRAP, the Trap Pack discuss - Topical issues, including SJP swallowing Consumer Duty, NextWealth IFA report, M&G; closing its property fund, Irish budget investor woes, adviser mastermind top tips - Meat and Potatoes: Taking THAT Fork In...
10.12.2023
30 - FIRE Away!
In this latest pile of TRAP, the Trap Pack discussTopical issues, including TRAP Live on 9th May 2024, the TRAP Pack officially open the World Cup in Paris, the annual CISI shindig, Storyteller’s Limerick tripMeat and Potatoes: the chaps discuss...
09.28.2023
29 - Invest Like Norwegians Would
In this latest pile of TRAP, the Trap Pack discussTopical issues, including Rugby World Cup updates, Messrs Smith & Hart recap HUM Cape Town, AIM investing woes, Progressive Planners Conference, Future You (again), Nucleus buying Curtis BankMeat and Potatoes: What...
09.14.2023
28 - We Need To Talk About Fees
In this latest pile of TRAP, the Trap Pack discussTopical issues, including being present and putting our your work, DB transfer factory fines, the complete lack of understanding some peeps have about what it is we do (REAL financial advice)Meat...
08.31.2023
27 - Succinct Seminar Success
In this latest pile of TRAP, the Trap Pack discussTopical issues, including FCA fees coming down (yay), Scottish Widows loses 180 funds (eek), DB scheme admins asking for money back (double eek), Zoom asking employees to return to the office...
08.17.2023
26 - Oh, The Mistakes We've Made!
In this latest pile of TRAP, the Trap Pack discussTopical issues, including two Morningstar reports, the Buy-to-Let meltdown, gilt pension “protector” funds, sideways markets, and portfolio lendingMeat and Potatoes: Oh, The Mistakes We’ve Made!Questions posted by our beloved TRAPists @wheato1976...
08.03.2023
25 - Survive And Thrive The Summer
F-BOMB ALERT AT 26m22s!!!!!!!!!!!!!!!!!! In this latest pile of TRAP, the Trap Pack discussTopical issues, including this month’s Chancellor and his bellend plans for pension funds and unlisted equities, Consumer Duty is born, Limerick Hurlers, update on TRAP Live 2024, active...
07.20.2023
24 - Lick Says Avoid JAB (JISAs, Annuities, Bonds)
DISCLAIMER: "STORYTELLER" SMITH WAS IN A TURKISH HOTEL ROOM WITH A FAULTY FIRE ALARM. THIS BEEPS THROUGHOUT. ALAN APOLOGISES PROFUSELY. HE KNOWS HE'S LET THE TRAP PACK DOWN, THE DEAR TRAPPISTS DOWN, HIS FAMILY DOWN, AND - WORSE OF ALL...
07.06.2023
23 - Sin Bin or Send Off?
In this latest pile of TRAP, the Trap Pack discussThree glowing reviews of the podcast, read by Andy in his inimitable styleTopical issues, including the “Future You 2023” event, the DFA Matrix book, a completely wrong personality test, Schroders Adviser...
06.22.2023
22 - Dispensing The Vitamin C
In this latest pile of TRAP, the Trap Pack discussThree glowing reviews of the podcast, read by Andy in his inimitable styleTopical issues, including Bucket Lists, NextGen Conference wrap, the “M&S; Incident”, platform cash skimming, 85 year study into happiness...
06.08.2023
21 - Newbie Deep Dive with Emmelia Powell
In this latest pile of TRAP, the Trap Pack discussThree glowing reviews of the podcast, read by Andy in his inimitable styleTopical issues, including a DB Transfer Value tracker site; eye-watering Quilter charges; Alan having a live Bulletproof Entrepreneur podcast...
05.25.2023
20 - Onboarding Pt2 - The CRUCIAL First Planning Meeting
In this latest pile of TRAP, the Trap Pack discussThree glowing reviews of the podcast, read by Andy in his inimitable styleTopical issues, including a review of the Adviser 3.0 conference and The Stig’s car crash of financial mistakesMeat and...
05.11.2023
19 - Onboarding Pt1 - Getting To Know You
In this latest pile of TRAP, the Trap Pack discussThree glowing reviews of the podcast, read by Andy in his inimitable styleTopical issues, including Carl attending The Real Deal; TRAP being shortlisted for a podcast award; getting encouraged by podcast-meister...
04.28.2023
18 - Critical Non-Essentials
In this latest pile of TRAP, the Trap Pack discussThree glowing reviews of the podcast, read by Andy in his inimitable styleTopical issues, including the possible return of annuities; Colin Lawson’s fresh approach to realising business capital; resolution of the...
04.14.2023
17 - Man Plans and God Laughs
In this latest pile of TRAP, the Trap Pack discussThree glowing reviews of the podcast, read by Andy in his inimitable styleTopical issues, including Mr Hart’s Maven Money podcast breaking through 1M downloads (really); the decline in size of the...
03.31.2023
16 - KISS and Tell
In this latest pile of TRAP, the Trap Pack discussThree glowing reviews of the podcast, read by Andy in his inimitable styleTopical issues, including Ireland scraping home against a severely depleted England; massive pension changes in the UK; an MBO...
03.17.2023
15 - We Need To Talk About SJP
In this St Patrick’s Day Special latest pile of TRAP, the Trap Pack discussThree glowing reviews of the podcast, read by Andy in his inimitable styleTopical issues, including one IFA saving a client from a £450,000 fraud; the road to...
03.03.2023
14 - Top Tips For Newbies
In this latest pile of TRAP, the Trap Pack discussThree glowing reviews of the podcast, read by Andy in his inimitable styleTopical issues, including positive feedback on the previous episode 13; the ridiculousness of fund risk ratingsMeat and Potatoes: Why...
02.17.2023
13 - AUM: Advisers Under Management
In this latest pile of TRAP, the Trap Pack discuss Topical issues, including the PFS’s escalating legal bills; an as-yet-unnamed IFA with his/her/their fingers in the till; VCTs - good enough for Nick but not for clients; Value for Money Statements;...
02.03.2023
12 - How To Win Clients and Influence People PART TWO
****SLIGHT TECHNICAL ISSUES AT 50m AND 65m - STICK WITH IT!**** In this latest pile of TRAP, the Trap Pack discussTopical issues, including a Trappist Six Nations rugby shindig on 4th Feb - all Trappists welcome! Come meet the Trap Pack...
01.20.2023
11 - How To Win Clients and Influence People PART ONE
In this latest pile of TRAP, the Trap Pack discussTopical issues, including a Trappist Six Nations rugby shindig on 4th Feb - all Trappists welcome! Come meet the Trap Pack and inhale some of their greatnessA glowing review of the...
01.06.2023
10 - We Need To Talk About Consumer Duty
In this latest pile of TRAP, the Trap Pack discusstopical issues, including the spat between the CII and PFSa discussion on the big regulatory elephant in the room: Consumer Duty a great question about fees from Devoted Trappist Dan Weston (@mcfplanning)questions...
12.23.2022
9 - Xmas 2022 Q&A Special!
In this TRAP Christmas Special, the Trap Pack devote an entire show to answering questions from our beloved Trappists. On that note: the Pack would like to say a big “thank you” to all our dear Trappists who have made...
12.09.2022
8 - Who Coaches Coach?
In this latest pile of TRAP, the chaps discussWhich coaches and external influences have had the most impact on our development as financial planners/peopleBusiness planning for the next 12 months: who does this and why?The Trap Pack answers questions from...
11.25.2022
7 - What Is REAL Financial Planning?
In this latest pile of TRAP, the chaps discussExamples of real financial planning and how it transforms people’s livesFTX and Scam Bankrupt-FraudThe TRAP team answers questions from our beloved Trappists @Aron Gunningham and @JoshuaBromilowCulture CornerLinks referred to in the show:Spoof...
11.11.2022
6 - Solo Adviser or Grow Your Practice?
In this latest pile of TRAP, the chaps discussThe pros and cons of the solo adviser v intentionally growing a practiceThe TRAP team answers questions from our beloved Trappists @SeanBanksFP and @Andy_ReynoldsCulture CornerAnd be sure to listen to the end,...
10.28.2022
5 - Imposters In Cape Town
In this latest pile of TRAP, the chaps discussThe passing of Ian Taylor, truly a visionarySouth African shenanigans with Andy and NickCarl talks about the common phenomenon of Imposter SyndromeAndy talks about Beauty ParadesThe TRAP team answers questions from our...
10.14.2022
4 - The Ideal Client Profile
In this latest pile of TRAP, the chaps discussAndy leads off with a recap of the annual CISI shindig in Liverpool and a discussion on what are the aspects of the ideal client profileNick recounts his lessons from the latest...
10.07.2022
3 - Bond Market Carnage
In this latest pile of TRAP, the chaps discussThe bond market tumult and how we’re dealing with our client's behaviours during this time.The TRAP team answers questions from our beloved Twitter Trappists @JamesMaston88 and @JoshuaBromilowCulture CornerAnd be sure to listen...
10.07.2022
2 - Welcome Meetings and other stuff
In this latest pile of TRAP, the chaps discuss:The UK’s Not-A-BudgetCommission shenanigans in IrelandThe Onboarding Process/Welcome MeetingsModel Portfolio Services (MPS) - What is their point and is Blackrock entering this area a big thing or not?Culture CornerAnd be sure to...
10.07.2022
1 - Carl's Big Event
In this latest pile of TRAP, the chaps discuss:Carl's Big Event;The importance of Showing Your WorkHow difficult it can be to remain Present and In The MomentAnd be sure to listen to the end, when nothing much happens. Take part...
10.03.2022
Introduction To The Real Adviser Podcast (TRAP)
Take part in the conversation! We want YOU to suggest topics and questions you’d like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we...

What's TRAP: The Real Adviser Podcast about?

Download our free app to listen on your phone

TRAP: The Real Adviser Podcast episodes:

47 - Of Tournaments And Trophies: The Awards Industry

46 - Politics - Do You or Don't You?

45 - TRAP Live!

Today's The Day!

44 - Bricks and Torture

43 - The One About AI (Alan's Infatuation)

42 - Clients or Customers?

41 - SJP et al: Big Brands, Big Challenges

40 - You're Fired!

39 - The Wealth Transfer - Hype or Real?

38 - Investment Fundamentals 101

37 - ABL - Always Be Learning

36 - Three Wins, Two Lessons, One Goal

35 - Crushing Content Creation

34 - Centres of Influence

33 - Revolutionise Your Referrals

32 - The FINAL Exit Strategy

31 - Taking THAT Fork In The Road

30 - FIRE Away!

29 - Invest Like Norwegians Would

28 - We Need To Talk About Fees

27 - Succinct Seminar Success

26 - Oh, The Mistakes We've Made!

25 - Survive And Thrive The Summer

24 - Lick Says Avoid JAB (JISAs, Annuities, Bonds)

23 - Sin Bin or Send Off?

22 - Dispensing The Vitamin C

21 - Newbie Deep Dive with Emmelia Powell

20 - Onboarding Pt2 - The CRUCIAL First Planning Meeting

19 - Onboarding Pt1 - Getting To Know You

18 - Critical Non-Essentials

17 - Man Plans and God Laughs

16 - KISS and Tell

15 - We Need To Talk About SJP

14 - Top Tips For Newbies

13 - AUM: Advisers Under Management

12 - How To Win Clients and Influence People PART TWO

11 - How To Win Clients and Influence People PART ONE

10 - We Need To Talk About Consumer Duty

9 - Xmas 2022 Q&A Special!

8 - Who Coaches Coach?

7 - What Is REAL Financial Planning?

6 - Solo Adviser or Grow Your Practice?

5 - Imposters In Cape Town

4 - The Ideal Client Profile

3 - Bond Market Carnage

2 - Welcome Meetings and other stuff

1 - Carl's Big Event

Introduction To The Real Adviser Podcast (TRAP)

Other shows like TRAP: The Real Adviser Podcast: