We break down what Trump Accounts are, who actually benefits, and why they function as retirement seeds rather than college funds. We compare them with 529 plans and plain brokerage accounts so you can choose the right tool for your child’s goals.

• How Trump Accounts open via Form 4547 and start July 2026
• Who qualifies for $1,000 Treasury seed money
• Dell Foundation $250 rules and income-based ZIP filter
• Contribution caps, no tax deduction, employer $2,500 limit
• Access rules at 18 and penalties before 59½
• When parents should open one and when to skip
• Better fits for college and flexible goals with 529s and brokerage
• Practical funding paths that balance free money and control

To learn more about Stansell Wealth Planning visit:
https://www.StansellWealth.com
Stansell Wealth Planning
5550 Granite Pkwy, STE 270
Plano, TX 75024
469-606-2040