According to KPMG's Head of Financial Services John Kensington, New Zealanders need advice from financial advisers to improve complex investment and retirement outcomes but face an enormous obstacle – a lack of trust.With the Australian Royal Commission fresh in all our minds, it’s not just the profession who suffer from bad advisers, vertical integration and the associated conflicts of interest, it trickles down to clients who need financial guidance, but have no idea who to trust.

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