This episode offers a vital financial guide for federal employees dealing with the ongoing fallout of the 2026 government shutdown, focusing specifically on the Thrift Savings Plan (TSP). We'll break down the immediate impact on your federal benefits, including the halt of new TSP contributions and the status of existing TSP loans during a lapse in pay. Learn the crucial steps for managing your finances, including what to consider before taking a hardship withdrawal from your TSP, and how the new SECURE Act 2.0 changes affect your retirement outlook in 2026.