In this week's finance news, the Reserve Bank of Australia has raised the national cash rate for the third time this year to 4.35 percent. Major banks are likely to follow suit and increase their home loan interest rates, impacting affordability, especially for first-time buyers. In other financial news, ASIC has heavily penalised Cigno Australia and BSF Solutions for unlawful payday lending practices. The spotlight on these cases highlights the importance of researching financial options. Also included, shipbuilding company, Austal, has won an extension to build more patrol boats for the Australian Border Force, showcasing a boost to Australia's shipbuilding sector. Stay informed on financial news with more updates from Financial Services Online next week.n