This episode of the Weekly Finance News Wrap explores the tension between Australia's digital banking transition and the enduring need for physical banking infrastructures. Notably, Australians are maintaining a preference for tangible currency, amidst fewer banking infrastructures—a 39% decrease in bank branches since 2017 and a 57% drop in ATMs over the past seven years. ANZ Bank's decision to close its only branch in Blue Mountains and Bankwest's questionable customer treatment highlight the strain between this digital shift and community needs. The Australian Financial Complaints Authority's (AFCA) expanded role in complaints resolution, and its involvement in the Scams Prevention Framework shows promise, though some issues like those related to Dixon Advisory persist. These dynamics underscore the challenges of ensuring that digital transformation in finance does not leave certain sections of the community behind.