On this episode of the Weekly Finance News Wrap, we discuss the rising operational costs challenging Australian retailers and the 'cost-of-trading crisis', as reported by the National Retail Association. Rising wages, increased energy prices, and escalating insurance premiums are all resulting in decreased profit margins. The retail sector, usually resilient, faces uncertainty that could ripple through the greater Australian economy. The Australian Prudential Regulation Authority (APRA) has announced ambitious plans for a comprehensive financial resilience assessment by 2025, including banks, insurers, and superannuation funds. This stress test aims to gauge the financial system's capacity to weather economic and environmental challenges, thereby improving crisis management frameworks. In these changing times, it's crucial for businesses and consumers to stay informed and take strategic actions.n