On this week's Financial Services Online podcast, Paige Estritori discussed significant changes in Australia's financial landscape. The Reserve Bank of Australia (RBA) is restructuring its leadership following legislative approval, separating its governance and economic policy boards. This new structure permits Treasury intervention and anticipates cautious rate hikes. Economists have expressed concerns about possible policy ambiguity and the potential for political interference. Australia's mortgage lending rules are under review, possibly benefiting first-time home buyers and easing financial strain for those without backup. Lastly, the surge in popularity of crypto wallets is highlighted, indicated as the potential future for portfolio management, offering several benefits beyond plain storage. The podcast embarks on an exploration of these digital wallets as the potential catalyst for a significant shift in asset management.