A new CreditCards.com survey finds many small business owners are using their own money and/or adding to their personal debt load to stay afloat... not unusual, but what are the implications given the state of the economy as a whole? (at 14:07) --- State Representative Jon Cross discusses the vote to replace the disgraced Speaker of the House amid an ongoing response to the resurgent coronavirus pandemic (at 22:09) --- Couldn't we all use a Spa Day right about now? Here's how to do it DIY-style (at 41:13)