Part 1 - Neville James is joined by Monique Samuels and Charmaine Brooks to talk about the State Small Business Credit Initiative Program. Neville is then joined by Zeno Bain, USVI Sustainability Director for the Environmental Protection Agency. The EPA will hold a community hearing on the HOVENSA Environmental Response Trust this afternoon at UVI Great Hall on St. Croix, starting at 5 p.m.