In this episode, we explore the essentials of Motor Vehicle Insurance under UK law, a field governed by both national legislation and EU directives. We cover the compulsory nature of third-party liability insurance for drivers, detailing its role in protecting against liabilities arising from vehicle use. The episode delves into different types of motor vehicle insurance policies, from comprehensive to third-party-only coverage, and discusses common exclusions and limitations. We also examine the Motor Insurers' Bureau (MIB), which compensates victims of uninsured or untraced drivers, and review case law shaping liability, claims processes, and the impact of recent reforms in the motor insurance sector.