insurance write off cat S and N buy or not, today's discussion on Drive Time should you buy or not insurance write off.   Special Guest Michael Moris independent vehicle engineer!  Previous classifications: A-total destruction B-for spares only C-Vehicle exceeded economical repair D-Cost not exceeded the economical repair ( problem with this was cat D could have structural damage vehicle under this category)  New classification:  S-structural damage- replacing C N-non structural- replacing D    Today's guest independent vehicle assessor Michael Morris 35 years experience. 

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