Umar entrepreneurship journey started as early as 18 years old, starting an E-commerce for car modification parts. He then enrolled in business school where he was there for about a year until he became impatient and took a leave of absent because the school isn't teaching him the real lessons he needed in business. Went on to open a cafe restaurant, building more networks as he goes along which bridged him to relocate to Indonesia to start another business, selling premium nanotech therapy products. Everything collapsed due to a sabotage from trusted supplier which made him lost it all.

The business had to be closed due to the debt incurred, Umar came back to Singapore to pick up what's left of him. Material possessions had to be repossessed, and even with a huge debts, Umar managed to start 2 businesses which then led him to start Ethis. His incredible journey had made him to where he is today. We also talked about Islamic fintech, the sharing economy, digital currency and more.

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