Insured Investors

Umbrella & Excess Liability Policies: What Investors Need to Know


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Umbrella policies are one of the most misunderstood topics in our industry. To clear up the misconceptions, Brooke and Jacqui share everything investors need to know about umbrella and excess liability policies. (Hint: They are not the same thing.)


In this episode, we cover:

- What umbrella policies are (0:43)

- The difference between umbrella and excess liability policies (1:56)

- Additional increased liability options (3:01)

- Umbrella policies misconceptions (4:48)

- What investors should know before purchasing an umbrella or excess liability policy (5:36)

- Why you shouldn't use personal umbrella policies on rental properties (9:16)

- When investors should consider purchasing more liability coverage (11:34)


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Insured InvestorsBy National Real Estate Insurance Group