Credit card scoring models have evolved significantly in recent years, incorporating new approaches and data sources to provide more accurate assessments of an individual's creditworthiness. Some of the key advancements include the incorporation of alternative data, such as utility payments and rental history, to capture a broader picture of an individual's credit behavior. Read More: https://cardinsider.wixsite.com/cardinsider/post/understanding-credit-card-scores-what-s-new-in-scoring-models