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Debt reduction can be a daunting task, overwhelmed and not sure how to start. Get paper and pen out, get ready to list the steps needed to reduce debt. First a list in the order to proceed towards debt reduction then will explain that list. 

 Article Link:

https://www.nerdwallet.com/article/finance/find-debt-relief By Bev O’Shea

https://www.investopedia.com/terms/d/debt-relief.asp#:~:text=Debt%20relief%20refers%20to%20measures,a%20single%20lower%2Dinterest%20loan. By Julia Kagan
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