Your home is more than just a valuable asset – it is the roof over your head – so you want to be sure it is properly protected. We discuss the importance to have rebuild and replacement coverage, why endorsements may be needed to adequately cover additional belongings like jewelry and the two types of water/flooding issues that can occur and how what’s different about protecting items in your basement. We also share how teenagers and pets can increase your liability and how many claims can be filed before it impacts your ability to get coverage or your premiums.