Partner Jon Moore joins Associate Attorney Paige Pahlke to discuss MedPay. MedPay is short for medical payment coverage. MedPay is available as an add-on with many automotive insurance policies, is no-fault, and covers anyone in your car. This means if you have MedPay and you are at fault in an automobile collision, you can still have medical expenses covered for yourself or others. While making a MedPay claim is not difficult, you do need medicals bills and proper documentation to submit to the insurance company.