Roth IRAs and Roth 401(k)s are some of the most powerful tools in retirement planning—yet many investors overlook their long-term benefits. In this episode, we unpack how Roth accounts work, why tax-free growth can be such a game-changer, and when it makes sense to contribute or convert. From managing future tax rates to reducing Required Minimum Distributions, Roth strategies can give you greater flexibility and control in retirement.

Whether you’re nearing retirement or already there, this discussion will help you see Roth accounts not just as an investment option, but as a key piece of your retirement income strategy.

Based on strategies from Rizek’s book Finance on the Fly: Simple Strategies to Build Lasting Wealth.

Disclaimer: This podcast is for informational purposes only and not financial, legal, or tax advice. Always consult a qualified professional before making financial decisions.