In the powerful conclusion to this two-part series, Mike and Mary Santin uncover the lesser-known realities of Medicare that every listener should know. From the complexities of prior authorizations to the costly consequences of incorrect enrollment, they break down what’s often overlooked or misunderstood. Plus, they explore a new federal bill that could reshape the future of Medicare.

Whether you're approaching Medicare for the first time or helping a loved one navigate it, this episode is packed with insights to keep you informed and empowered.

0:16 Introduction

0:43 Do You Need Prior Authorization?

1:37 The Inflation Reduction Act On Drug Coverage.

1:51 Another Secret to Part D.

3:07 Unexpected Costs When Enrolling Incorrectly.

5:01 What is IRMA?

7:05 H. R. 3467 House Bill 

8:54 NE State Representatives to Contact Regarding H. R. 3467

10:22 Conclusion 

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