In this episode, Juan Maya Hernandez shares one of the biggest factors behind his growth from side hustle to full-time entrepreneur: using debt and credit strategically. He breaks down real examples of how he’s leveraged borrowed money to manage cash flow gaps, cover essential expenses, invest in business tools, and fund travel for programs—all while maintaining discipline and a clear repayment plan. This episode reframes debt as a tool for growth when used intentionally, not a lifestyle.

🔑 In this episode you’ll learn:

• How to use debt as a “strategic bridge” during cash flow gaps
• When it makes sense to invest in your business using credit
• The difference between using debt for growth vs. unnecessary expenses

📣 Whether you’re a student with an idea, or an ally who wants to see undocumented students win — this episode is for you.

📆 Learn how to bring UndocuStartup™ to your campus: www.undocustartup.com

🚀 12 Ways to Connect With Me:

• Newsletter → https://shorturl.at/mpzLO
• Programs & Speaking → https://www.undocustartup.com
• TikTok → https://www.tiktok.com/@jmayahern
• Business IG → https://instagram.com/undocustartup/
• Personal IG → https://instagram.com/jmayahe/
• LinkedIn → https://linkedin.com/in/juanmayahernandez/
• LinkedIn Newsletter → https://linkedin.com/newsletters/7011183488515129344/
• Reddit → https://reddit.com/r/Undocumentedstudents/
• Threads → https://www.threads.net/@jmayahern
• Email → [email protected]
• Website → https://www.jmayahern.com
• Full podcast archive → https://podcasters.spotify.com/pod/show/juan-maya-hernandez

🎤 Hosted by Juan Maya Hernandez, founder of UndocuStartup™ — the leading entrepreneurship program for undocumented students.

🧠 Be motivated. Stay motivated.