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Copyright © 2025 by August Lizarraga Jr.

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Read the original blog: Click Here!

Copyright © 2025 by August Lizarraga Jr.

All rights reserved. No part of this publication may be reproduced in any form or by any electronic or mechanical means, including information storage and retrieval systems, without the prior written permission of the publisher, except in the case of brief quotations embodied in critical reviews and certain other noncommercial uses permitted by copyright law. Please purchase only authorized electronic editions and do not participate in or encourage electronic piracy of copyrighted materials. Your support of the author’s rights is appreciated. Any member of educational institutions wishing to photocopy part or all of the work for classroom use, should send inquiries to [email protected].

Any use of this publication to train generative artificial intelligence (“AI”) technologies is expressly prohibited. The author and publisher reserve all rights to license usage of this work for generative AI training and development of machine learning language models.

This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit universalbanker.substack.com