James talks about a universal credit point, when someone who is an "employee" of their ltd co (for HMRC purposes) may yet be "self employed" for DWP purposes.We then discuss the extension to the furlough scheme, and James shares a draft letter he has made available for business owners to issue to their staff, covering matters such as Furlough rotation, holiday pay while on furlough, and starting to think about the future. This letter can be accessed at http://tiny.cc/furloughjames and we hope listeners may find it useful