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In this episode of The Vault, host Amelis Long speaks with Barry Benson, Vice President, Agribusiness Banking at FNBO. Barry shares key insights about the U.S. agriculture industry, noting that about 90% of farms are family-owned and many span multiple generations. He highlights the role of corn across thousands of everyday products and discusses current conditions in the cattle industry, where the U.S. cow herd is at a 70-year low due to drought and shifting land use. With strong consumer demand for high-quality beef and limited supply, prices have risen, and rebuilding the herd will take several years due to the long production cycle.
The conversation also explores the challenges facing row crop farmers in 2026, as high input costs for seed, fertilizer, and labor collide with declining grain prices. Barry explains how producers are managing through these pressures by closely controlling costs and exploring new market opportunities. He also shares how FNBO supports agricultural customers with financing, cash management, and insurance solutions to help maintain stability through industry cycles. Despite current headwinds, the outlook for several sectors remains positive, underscoring the resilience and innovation of America’s farming families.
To learn more about FNBO and our Agribusiness Banking, please visit our website, fnbo.com/commercial-banking/agribusiness or our 2026 Agricultural Outlook.
Member FDIC
Podcasts are for informational purposes only and not intended to provide specific advice or recommendations. When making decisions about your financial situation, consult a financial professional for advice. Podcasts are not regularly updated and information may become outdated.
Chapters
0:00 - Welcome to The Vault Podcast
0:26 - Barry Benson on Agribusiness
0:49 - U.S. Farming Facts and Trivia
3:03 - Beef Prices and Cattle Supply
6:12 - Row Crop Costs and Margins
8:14 - Why Food Prices Are Higher
10:16 - Interest Rates and Farm Planning
12:14 - FNBO Agribusiness Solutions
14:16 - 2026 Agriculture Opportunities
15:24 - Protecting the Family Farm
17:18 - National Agriculture Month
18:20 - Agribusiness Closing Thoughts
By FNBOIn this episode of The Vault, host Amelis Long speaks with Barry Benson, Vice President, Agribusiness Banking at FNBO. Barry shares key insights about the U.S. agriculture industry, noting that about 90% of farms are family-owned and many span multiple generations. He highlights the role of corn across thousands of everyday products and discusses current conditions in the cattle industry, where the U.S. cow herd is at a 70-year low due to drought and shifting land use. With strong consumer demand for high-quality beef and limited supply, prices have risen, and rebuilding the herd will take several years due to the long production cycle.
The conversation also explores the challenges facing row crop farmers in 2026, as high input costs for seed, fertilizer, and labor collide with declining grain prices. Barry explains how producers are managing through these pressures by closely controlling costs and exploring new market opportunities. He also shares how FNBO supports agricultural customers with financing, cash management, and insurance solutions to help maintain stability through industry cycles. Despite current headwinds, the outlook for several sectors remains positive, underscoring the resilience and innovation of America’s farming families.
To learn more about FNBO and our Agribusiness Banking, please visit our website, fnbo.com/commercial-banking/agribusiness or our 2026 Agricultural Outlook.
Member FDIC
Podcasts are for informational purposes only and not intended to provide specific advice or recommendations. When making decisions about your financial situation, consult a financial professional for advice. Podcasts are not regularly updated and information may become outdated.
Chapters
0:00 - Welcome to The Vault Podcast
0:26 - Barry Benson on Agribusiness
0:49 - U.S. Farming Facts and Trivia
3:03 - Beef Prices and Cattle Supply
6:12 - Row Crop Costs and Margins
8:14 - Why Food Prices Are Higher
10:16 - Interest Rates and Farm Planning
12:14 - FNBO Agribusiness Solutions
14:16 - 2026 Agriculture Opportunities
15:24 - Protecting the Family Farm
17:18 - National Agriculture Month
18:20 - Agribusiness Closing Thoughts