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Unlocking Home Equity In Your 70s
Ever felt the sting of being asset rich and cash poor while your best years for adventure are right now? We share the candid truth about turning home equity into a tool for a fuller life, and we don’t gloss over the trade-offs. From the emotional weight of “we must leave the house to the kids” to the practical difference between an active 70s and a slower 80s, we walk through the choices that matter and the safeguards that keep you protected.
James, our in-house expert on reverse mortgages, breaks down how these loans actually work in New Zealand, what protections exist, and why purpose-driven drawdowns beat vague spending every time. We talk through real-life use cases that resonate: funding a surgery that restores mobility, making ageing-in-place upgrades like better insulation and safer bathrooms, or finally taking that bucket-list trip with family. Along the way, we address the big fears—going “back into debt,” compounding interest, and inheritance expectations—and replace them with a clear framework: strong why, specific plan, independent legal advice, reputable provider.
If you’re living on a pension in a beautiful home and wondering how to unlock life without selling, this conversation lays out the path with plain language and practical steps. You’ll learn how to map your budget, set staged drawdowns, stress test scenarios, and talk openly with your kids about legacy versus living well now. The goal isn’t to push a product; it’s to give you confidence and options at the exact time they matter most.
If this resonated, follow the show, share it with someone who’s asset rich and cash poor, and leave a review so more Kiwis can find practical guidance. And if you want tailored advice, reach out—James is happy to talk through whether a reverse mortgage is right for you.
Send us a text
Support the show
Buy your first home in NZ Weekly Webinars
You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are!
Join Here - https://bit.ly/4m9SL72
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By Zebunisso AlimovaEver felt the sting of being asset rich and cash poor while your best years for adventure are right now? We share the candid truth about turning home equity into a tool for a fuller life, and we don’t gloss over the trade-offs. From the emotional weight of “we must leave the house to the kids” to the practical difference between an active 70s and a slower 80s, we walk through the choices that matter and the safeguards that keep you protected.
James, our in-house expert on reverse mortgages, breaks down how these loans actually work in New Zealand, what protections exist, and why purpose-driven drawdowns beat vague spending every time. We talk through real-life use cases that resonate: funding a surgery that restores mobility, making ageing-in-place upgrades like better insulation and safer bathrooms, or finally taking that bucket-list trip with family. Along the way, we address the big fears—going “back into debt,” compounding interest, and inheritance expectations—and replace them with a clear framework: strong why, specific plan, independent legal advice, reputable provider.
If you’re living on a pension in a beautiful home and wondering how to unlock life without selling, this conversation lays out the path with plain language and practical steps. You’ll learn how to map your budget, set staged drawdowns, stress test scenarios, and talk openly with your kids about legacy versus living well now. The goal isn’t to push a product; it’s to give you confidence and options at the exact time they matter most.
If this resonated, follow the show, share it with someone who’s asset rich and cash poor, and leave a review so more Kiwis can find practical guidance. And if you want tailored advice, reach out—James is happy to talk through whether a reverse mortgage is right for you.
Send us a text
Support the show
Buy your first home in NZ Weekly Webinars
You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are!
Join Here - https://bit.ly/4m9SL72