Fighting Founder

Unlocking loans for the underserved through transactions with Kudzai Mukute from Akiba Digital


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I was joined by Kudzai Mukute the Chief Operating Officer at Akiba Digital, a South African startup that has an alternative credit scoring system that unlocks financing (credit or loans) for underserved individuals and SSMEs through transaction histories. 

In this episode we covered:

  • What is Akiba Digital?
  • How their alternative credit scoring system works 
  • The impact of the system on the lending industry 
  • Akiba's other SAAS (Software as a Service) product for lenders 
  • How Akiba helps SMEs with market and business insights 
  • How Akiba generates revenue from all of its operations and which product makes the most money
  • The impending or current recession and what predictions Kudzai has about credit demand 
  • Funding and how Akiba is going over and above the US$1.1 million it raised in 2021
  • How Akiba has incorporated mobile money into its alternative credit scoring engine
  • Akiba's expansion into Kenya 


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