Spinal Chat with The PCA

Unlocking Student Loan Forgiveness for Chiropractors with Dr. Ian Hoffman


Listen Later

Unlocking Student Loan Forgiveness for Chiropractors with Dr. Ian Hoffman

Episode Summary

In this episode of The Spinal Chat Podcast, PCA Executive Director Mike Barba sits down with Dr. Ian Hoffman, president of the Healthcare Access Project, to explore one of the most potent and underutilized financial opportunities available to chiropractors: Public Service Loan Forgiveness (PSLF).

Chiropractors carry some of the highest student loan burdens in healthcare. Yet many remain unaware that PSLF is not only available to them but can also eliminate remaining student loan balances through income-driven repayment and qualifying nonprofit work.

Dr. Hoffman shares his personal journey using PSLF, explains how chiropractors can create a nonprofit branch within their existing practice, and outlines the exact steps needed to qualify. He also highlights real success stories, including chiropractors who have already achieved complete loan forgiveness through these pathways.

If you’re a chiropractor, student, associate, or clinic owner looking to reduce or erase student loan debt, this episode is essential listening.

00:00 — Introduction and Exciting Announcement: Mike sets the stage for a significant financial opportunity for chiropractors.

00:10 — Meet Dr. Ian Hoffman: Background on Dr. Hoffman and the Healthcare Access Project.

00:42 — Understanding Public Service Loan Forgiveness (PSLF): What PSLF is and why chiropractors qualify.

01:22 — Dr. Hoffman’s Personal Journey: How he used PSLF and why he teaches others to do the same.

04:26 — Starting a Nonprofit for Loan Forgiveness: How to build or integrate a nonprofit arm within your practice.

08:30 — Employee Attraction and Retention Strategy: Why nonprofit pathways help you hire and keep staff.

13:51 — Navigating the PSLF Requirements: Exact steps, timelines, and compliance details.

17:00 — Success Stories and Impact: Real chiropractors who have wiped out their student loans.

22:21 — Advice for Students and New Graduates: What every DC entering the profession should know.

29:01 — Conclusion and Partnership Announcement: How PCA and Healthcare Access Project are working together.

Learn more about the Healthcare Access Project: Register Here

PCA Website: https://pennchiro.org/

Contact the PCA: [email protected]

Chiropractic student loans, student loan forgiveness for chiropractors, PSLF for chiropractors, Public Service Loan Forgiveness, nonprofit chiropractic practice, chiropractic career pathways, IDR student loan plans, chiropractor debt elimination, Healthcare Access Project, PCA strategic partner, chiropractic financial planning, chiropractic practice management, student loan solutions for chiropractors

...more
View all episodesView all episodes
Download on the App Store

Spinal Chat with The PCABy Pennsylvania Chiropractic Association