Join Phil Capriotti Sr. and host Spike Spengel in this episode of the Retire Smart Austin Radio Hour, where they dive deep into tax-smart retirement strategies for today's dynamic markets. Learn why Roth conversions can be a game-changer for your financial future, how to leverage tax-loss harvesting, and the benefits of working with experienced advisors amid economic uncertainty. Phil shares personal stories, actionable case studies, and introduces valuable tools like the Empower Tax Bill calculator to help listeners take control of their retirement planning. Whether you're years from retirement or already planning your legacy, this episode offers practical advice, complimentary portfolio reviews, and explains why Empower Wealth is expanding across Central Texas to serve you better. Don't miss this opportunity to transform your retirement outlook!