This week Pyro recaps her birthday plans and talks about the unplanned no-spend year she had, gives a few tips and tricks on how to plan your own and has a few surprising ideas for you to consider. 

Chapters:

00:00 - Intro

00:50 - Birthday Plans Recap

02:38 - Finances, Budget Speech and VAT Increase

04:45 - No-Spend Year Trend/Challenge

07:34 - Pick A Path

08:51 - Choose A Budget Method

10:53 - Know Your Payment Method

12:56 - Know YOUR Needs vs Wants

15:13 - Expect The Unexpected

16:02 - Overplan The Consistent

19:46 - Bonus Tip

21:38 - Outro

22:51 - Song Of The Week 

Song of the Week: Money To Tight (To Mention) By Simply Red

Helpful links:

• Last Week's Episode: My 32nd Birthday - TTEP203 (8-25)
• Song Of The Week Playlist
• March Financial Reset - TTEP156 (10-24)

My Instagram link: https://www.instagram.com/pyros_traffic_talks

LinkTree: https://linktr.ee/PyrosParadiseTT

For business queries email: [email protected]

Intro music: Hip Hop (Just In My Style) 

Background music: Where the Light is 

Outro music: Shell

Disclaimer: Not sponsored. No affiliate links are used. All opinions expressed are my own. 

Tags: birthday, birthday plans, outings, outing, birthday breakfast, lunch, bubble tea, ice cream, finances, end of financial year, YouTube, no spend year, no spend year challenge, financial, budget speech, VAT, financial planning, saving, save money, debt,